Laka’s collective cover is made especially for cyclists, for life on and off your bike.
Laka has flipped outdated traditional insurance on its head with no more fixed upfront premiums. Instead, your monthly contributions are based on the collectives’ claims that month. Your max monthly price is capped, but the savings are all yours. Plus, 80% of your money goes straight back into the collective: fixing, replacing and helping. And the other 20% keeps their wheels spinning. It’s as simple as that.